The Estate Plan is a bundled protection solution designed for individuals and families living within residential estates. It provides integrated coverage for life, home, motor, and household risks, ensuring comprehensive security within a single structured policy.

This product is built to protect not just assets, but the lifestyle and stability of estate residents.

Features of Estate Plan Policy

  • Asset Protection Coverage: Protection against fire, natural disasters, theft, and property-related liabilities.
  • Cluster-Based Risk Assessment: Innovative pricing model that evaluates property clusters for more accurate and competitive premium rates.
  • Flexible Coverage Structure: Tailored plans for individual homeowners, landlords, and portfolio investors.
  • Investment Security Support: Protects the long-term value and profitability of real estate assets.
  • Optional Extensions: Personal liability cover / death and permanent disablement.

Benefits

  • Financial Stability: Minimizes financial exposure arising from property damage or liability claims.
  • Investor Confidence: Strengthens security for real estate investments and developments.
  • Continuity: Supports restoration and continuity in case of loss or damage.
  • Individual tailored risk
  • Uniform cover period for various policy
  • Single premium, multiple covers.

Requirements

  1. Completed Proposal Form
  2. Completed KYPH form
  3. Personal Identity Document (any one):
    • Data page of International Passport, National ID card, Driver’s License, or Voter’s Card
  4. Documentary evidence of address (any one):
    • Recent utility bill / bank statement / tenancy agreement
  5. Beneficiary details (full name, relationship, phone number, date of birth)
  6. Evidence of premium payment / credit note (as applicable)