Comprehensive Plus is an enhanced motor insurance solution designed to protect your vehicle while extending coverage to specified personal items kept within the insured vehicle, subject to approved limits, policy terms, and documentation.
This product goes beyond traditional comprehensive motor insurance by providing an added layer of security for everyday valuables carried in your vehicle.
Provides you with indemnity for
- Accidental damage to your vehicle (collision, overturning, etc.)
- Fire damage to your vehicle
- Theft of the vehicle
- Third-party legal liability for bodily injury, death, or property damage
- Personal belongings extension: Loss or damage to specified personal items [definition + limits + proof requirements]
- Third Party Liability extends to ECOWAS countries.
Policy benefits (examples)
- Enhanced Vehicle Protection – Comprehensive coverage with broader security provisions.
- Belongings Safeguard – Protection for valuables such as laptops, phones, luggage, or sports equipment (subject to limits).
- Towing Assistance – Up to approved limit following a covered incident.
- Medical Expenses Cover – Reimbursement up to the approved limit, depending on cover level.
- Flexible Cover Structure – Optional extensions available based on customer needs.
Requirements
- Completed Proposal form/Brokers Slip
- Copy of Vehicle License / fleet schedule
- Completed Know your Policyholder form
- Identification document (Passport / National ID / Driver’s License / Voter’s Card)
- Vehicle inspection form + photograph(s)
- Evidence of premium payment
- For Personal Belongings extension: Inventory/schedule of items + [receipts/photos/serial numbers if required]
